Commercial Lines Products
NeitClem offers tailored insurance solutions designed to meet the diverse needs of businesses and individuals, providing comprehensive coverage and peace of mind.
Featured Classes
NeitClem's featured class offers craft underwriting of unique special risks for small to medium enterprises within the E&S Casualty market. These classes are individually underwritten with coverage forms specifically tailored to the insureds operational needs.
Casualty
We offer various kinds of casualty insurance coverages to ensure that you don't go through certain losses alone. These include loss of property damage or bodily injury, or products and completed operations liability.
Garage
We provide products designed to cover a wide range of auto dealer and auto service operations on the traditional garage coverage form.
Tech Professional
As the world has changed, so has professional liability. NeitClem's capabilities go beyond just errors and omissions. We tailor coverage from technology to data breach, as well as clinical trials and healthcare.
Inland Marine Builder's Risks
Equipment Floater and Inland Marine Policies cover items and equipment moved by van, truck, or train and can include construction equipment and more.
Medical Professional
Medical professional liability insurance (MPLI), or medical malpractice coverage, can provide healthcare professionals with financial protection against claims of negligent acts, errors or omissions which cause injury or death to a patient.
Package Policies
Whether it's a business owner, building owner, tenant or landlord, we have the ability to tailor a package policy covering property damage from a fire or a customer falling on the premise.
Health, Nutrition & Lifestyle
Our coverage is customized to meet the unique needs of: The Health, Nutrition and Lifestyle industry; The Hemp and CBD industry; The Cultivators, Processors, Wholesalers, and Dispensaries for medicinal or recreational use.
Property
We underwrite and broker from small to medium sized operations in more than 1,000 types of businesses. Our Excess Liability goes over General Liability, Auto Liability, Liquor Liability, Community Association D&O, Employee Benefits Liability and Employer's Liability.
Environmental
Insurance designed to provide coverage for third-party claims for bodily injury, property damage or clean-up costs resulting from a environmental incident. We insure a wide variety of businesses with environmental exposures from industrial, commercial, to residential contractors as well as environmental and energy. We can package casualty with pollution coverages for environmental contracting classes.
Excess & Umbrella
We will help put your mind at ease by making sure you're covered on potential risks to property. Anything ranging from natural causes to fire, theft, and vandalism can be dealt with under the protection of these coverages.
Owner's Interest - Wrap Ups
Property owners undergoing a project who want additional liability coverage beyond a general contractor’s policy can purchase OIP Insurance to cover more than what the contractor’s insurance will cover. A Wrap-Up Liability Policy is the most comprehensive insurance option for property owners and general contractors. An Owner Controlled Insurance Policy (OCIP) allows the property owner to buy the insurance policy to cover everything. A Contractor Controlled Insurance Policy (CCIP) covers the same categories but is purchased by the general contractor.