NutraLife
Comprehensive Coverage for Health, Beauty, and Wellness Organizations
Specialty Coverage for Complex Risks.
A California-based wholesale brokerage connecting agents to A-rated admitted and non-admitted markets since 1992.
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Direct access to admitted and non-admitted markets with top-tier financial stability ratings.
Established in 1992, trusted by California agents for over three decades of reliable placements.
Competitive quotes delivered promptly so you can respond to clients without delays.
Dedicated expertise in excess & surplus lines for hard-to-place and non-standard risks.
We work alongside industry-leading carriers, technology platforms, and service providers to deliver seamless, end-to-end solutions for the agents we serve.
Specialized E&S and surplus lines solutions for agents seeking placement in hard-to-place markets.
General liability and equipment coverage for contractors and trade specialists — from general contracting to fire suppression, janitorial, and landscape/tree-care operations.
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Customizable BOP-style coverage for owners, tenants, and habitational properties.
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Commercial General Liability, OCP, Wrap-ups, Contractors Pollution Liability, and Excess & Umbrella for all types of commercial operations.
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Product and premises liability for manufacturers, including cosmetic and personal-care goods.
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Standalone cyber coverage for small and mid-sized businesses — data breach, network security failures, and ransomware extortion demands, including micro cyber options.
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Additional limits above primary policies for fire, theft, and vandalism exposures.
Learn More →Everything agents need to know about working with NeitClem.
A wholesale insurance brokerage acts as the intermediary between retail agents and specialty insurance carriers. NeitClem provides retail agents access to excess & surplus (E&S) lines markets — covering hard-to-place, high-risk, or non-standard accounts that admitted carriers typically decline. We handle the carrier negotiations and placement so agents can focus on serving their clients.
We work exclusively with licensed retail insurance agents and brokers. If you hold a valid California insurance license, you are eligible to submit risks directly to our brokerage team for quoting and placement. We do not transact directly with the insured public.
Use NeitClem's proprietary online application platform to submit your risk in minutes — no downloads, no email attachments, instant confirmation. Simply select the coverage type, complete the form, and a real broker will review your submission and respond promptly. For assistance choosing the right application or for urgent placements, call our brokerage team directly at (323) 258-2600.
We specialize in excess & surplus (E&S) lines across four core areas:
We maintain relationships with a broad panel of A-rated admitted and non-admitted carriers, giving us the flexibility to find competitive solutions across a wide range of risk classes — including those declined by standard markets. Our long-standing carrier relationships, built over 30+ years, allow us to negotiate favorable terms on behalf of our agents.
Turnaround time depends on risk complexity and carrier availability. For standard submissions with complete information, agents can typically expect a response within 1–3 business days. Complex or high-value risks may take longer. Providing complete, accurate application data is the single biggest factor in faster turnaround.
Yes. NeitClem Wholesale Insurance Brokerage, Inc. is fully licensed and compliant with California surplus lines regulations. Our California Insurance License number is #0E24609. We are also active members of WSIA, CIWA, and NAGA — reinforcing our commitment to industry standards and ethical business practices.
Getting started is simple — complete our Become an Agent form online and our team will review your application and get you set up. Once appointed, you can begin submitting business immediately and gain full access to our carrier panel. For questions, call us at (323) 258-2600 or email QuoteNow@neitclem.com.
NeitClem Wholesale Insurance Brokerage, Inc. is a California-based independently owned surplus lines brokerage established in 1992 by Rod Neitzel and Dennis Clemente — built on a foundation of integrity, expertise, and an unwavering commitment to the agents and carriers we serve.
For over 30 years, we have built deep relationships with top-rated carriers and agents statewide — delivering tailored coverage solutions for risks that standard markets simply can't place.
Awarded by the Independent Brokers & Agents of the San Fernando Valley (iBASFV)
Our team is standing by to help you find the right market for any account — admitted or non-admitted.