All Insurance Products
Seventeen specialized E&S risk classes — each individually underwritten and tailored for the California market. Filter by category above or browse them all.
Contractors & Trades
General liability and equipment coverage built for contractors and trade specialists — from general contracting and contractors equipment exposures to fire suppression, janitorial, and landscape/tree-care operations. Each class is underwritten on a contractor-specific form addressing the premises, operations, and completed-operations exposures unique to the trade.
Get Application →
Casualty
Commercial general liability protection against bodily injury and property damage claims arising from premises, operations, products, and completed work — including discontinued-operations exposures that follow a business long after a project wraps. Built for commercial operations of all types and sizes.
Get Application →
Excess & Umbrella
Broad excess and umbrella coverage protecting against risks from natural causes to fire, theft, and vandalism — providing additional limits above primary policies.
Get Application →
Wrap-Ups
Two wrap-up policy types — OCIP and CCIP — for property owners and general contractors managing construction project liability from a single consolidated program, covering all participating contractors and subcontractors under one policy.
Get Application →
Professional Liability
Errors & omissions coverage for insurance agents and brokers, real estate professionals, and title agents — protecting against claims of negligent acts, errors, or omissions in professional services. Also includes product liability and sexual abuse & molestation liability placements for qualifying professional risks.
Get Application →
Medical Professional
Medical malpractice coverage protecting healthcare professionals and pharmacy operations with financial protection against claims of negligent acts, errors, or omissions in patient care.
Get Application →
Management Liability
Executive liability coverage protecting directors, officers, and management from claims arising out of governance, finance, benefits, and management decisions — including employment practices liability for wrongful termination, discrimination, and harassment claims, plus fiduciary liability for benefit plan administration.
Get Application →
Inland Marine & Builder's Risk
Equipment floater and inland marine policies covering items and equipment moved by van, truck, or train, plus construction equipment and jobsite exposures.
Get Application →
Package Policies
Customizable BOP-style policies for business owners, building owners, tenants, and landlords — including habitational properties, lessors risk, vacant buildings and land, and convenience store/gas station premises. Combines property and liability coverage across a broad range of ownership structures.
Get Application →
Property
Covers small to medium operations across 1,000+ business types, including excess liability over general, auto, and liquor liability for commercial property owners.
Get Application →
Garage & Auto
Covers the full range of auto dealer, service, and specialty auto operations — from traditional garage liability and garagekeepers exposures to recreational vehicle dealers and tire dealer/service risks. Each class is underwritten on the garage liability form with endorsements tailored to the specific auto-related operation.
Get Application →
Health, Nutrition & Lifestyle
Customized coverage for health and nutrition industries, hemp and CBD businesses, and cannabis cultivators, processors, wholesalers, and dispensaries statewide.
Get Application →
Environmental
Coverage for third-party claims for bodily injury, property damage, or clean-up costs resulting from environmental incidents — designed for industrial and commercial contractors.
Get Application →
Hospitality, Events & Lifestyle
Liability coverage built for bars, restaurants, taverns, and one-off gatherings — including liquor liability, restaurant & tavern general liability, and special events coverage for weddings, festivals, and private functions. Underwritten to address the liquor-service and public-gathering exposures these businesses face.
Get Application →
Manufacturing
Product and premises liability coverage for manufacturers, with particular underwriting expertise in cosmetic and personal-care product manufacturing exposures. Covers claims arising from product formulation, labeling, and distribution alongside standard premises and operations liability.
Get Application →
Salvage & Recycling
Specialized liability and property coverage for salvage yards, auto recyclers, and scrap metal operations — addressing the environmental, fire, and premises exposures unique to salvage and recycling operations.
Get Application →
Cyber Liability
Standalone cyber liability coverage for small and mid-sized businesses — protecting against data breach, network security failures, and ransomware extortion demands. Includes micro cyber liability options sized for smaller accounts alongside dedicated ransomware response coverage.
Get Application →